Airwallex fee calculator
Estimate Airwallex card fees: 2.8% + $0.30 for US cards, 4.3% + $0.30 for international cards, plus currency conversion when the customer pays in another currency.
Rates assume a US-registered account settling in USD. Any card issued outside the US counts as international.
Airwallex fee breakdown
- You charge
- $100.00
- Processing fee (2.8%)
- −$2.80
- Fixed fee per transaction
- −$0.30
- Total fees
- $3.10
You receive
$96.90
Effective rate
3.1%
At 50 sales a month that is about $155 in fees a month, or $1,860 a year.
The same sale on other gateways
Standard rate for the same amount, customer location and options.
Estimates from each provider's published standard pricing for US accounts. Negotiated rates, taxes, disputes, refunds and payout fees are not included. Check the provider's own pricing page before you rely on a number.
Rates checked on 5 November 2026 against each provider's published US pricing.
Airwallex fees at a glance
Standard pay-as-you-go pricing for a US account settling in USD.
| Fee | Rate |
|---|---|
| Online card payment | 2.8% + $0.30 |
| International cards | +1.5% |
| Currency conversion | +1% |
| Subscriptions | +0.5% |
| Currency conversion | 1% when a sale converts; converting a balance is 0.5% above interbank on major currencies, 1% on others |
| Transfers | Local transfers free within the US and Canada; $1 or more abroad in most currencies on Explore; SWIFT $15–$25 |
| Chargebacks | $15 per dispute, plus network charges |
| Monthly fee | Explore plan $0; paid plans add features |
How Airwallex fees are calculated
Airwallex combines a payment gateway with a multi-currency account. A US card costs 2.8% + $0.30, so a $100 sale costs $3.10 and you receive $96.90. An international card is 4.3% + $0.30, or $4.60.
A sale that converts into your settlement currency costs 1%, whatever the currency, which puts the international sale at $5.60. Converting a balance costs 0.5% above the interbank rate for major currencies such as GBP, and 1% for the rest, which includes SAR, AED and EGP.
You can also settle a non-USD sale in the same currency for 0.5%, if your account is set up for that currency, and spend that balance without converting, which avoids the 1% conversion.
Who can open an Airwallex account?
Airwallex opens accounts for businesses registered in the countries it supports, which include the United States. Check its list for your company's country before you apply.
A US LLC can apply for Airwallex at the US rates in this calculator. If it is owned from abroad, Airwallex also requires a genuine US place of business, and a registered agent's address counts only for online sellers of goods or companies formed within the last year.
Read: Airwallex fees, and who can get US pricingMore payment fee calculators
Run the same sale through another gateway, or compare them all at once.
- Payment gateway fee calculator Compare Stripe, PayPal, Airwallex, Dodo Payments and Polar on one sale.
- Stripe fee calculator 2.9% + $0.30 on US cards, +1.5% on international cards.
- PayPal fee calculator 3.49% + $0.49 for PayPal Checkout, +1.5% on international sales.
- Dodo Payments fee calculator 4% + $0.40 as merchant of record, tax and compliance included.
- Polar fee calculator From 5% + $0.50 on the free plan, tax included.
Frequently asked questions
How much does Airwallex charge on $100?
$3.10 for a US card, leaving you $96.90. For an international card it is $4.60, and about $5.60 with 1% currency conversion.
Is Airwallex cheaper than Stripe?
Airwallex's base rate is 2.8% + $0.30 against Stripe's 2.9% + $0.30, and both add about the same for international cards. Conversion on a sale is 1% at both. The bigger difference is the ability to hold several currencies and convert balances at 0.5% above interbank on major currencies.
Does Airwallex charge a monthly fee?
The Explore plan is free. Grow costs $12 per active Spend user a month plus a platform fee. The card acceptance fees in this calculator are the same on every plan.
What are Airwallex's currency conversion fees?
1% when a sale converts into your settlement currency. Converting a balance costs 0.5% above the interbank rate for major currencies and 1% for others.
Want the lowest rate? Start with a US company.
A US LLC lets you apply for Stripe, PayPal Business and Airwallex at the US rates on this page. Foundlie forms it for one all-in price.